May

29

AARP Membership

Posted by cameron

May 29, 2007 |

I can’t quite decide if AARP is a company selling me products or an organization representing me along with all other retirees. They are constantly sending information about benefits of joining so I’m trying to determine if I need or want them. I was a member for one year but am no longer involved. I didn’t get anything out of it because I was younger. Following are AARP’s benefits according to AARP:

Benefits and Discounts
Access to health insurance, automobile insurance, homeowners insurance and other services from AARP. Great discounts on travel, online services, phone and much more.

Advocacy Information
A voice in Washington and in your state, representing you on issues like Medicare, Social Security, and consumer safety.

Advice for Living Well
Expert advice on healthy living, financial planning, consumer protection, and caring for parents.

Award-winning Publications
AARP The Magazine is packed with exciting features, and the AARP Bulletin brings you the latest news and information each month.

Community Services
Local chapters, driver safety courses, tax prep help, and a nationwide volunteer network.

Since I don’t need or want 3,4 or 5 it comes down to 1 or 2. I think it is interesting that they list products first and advocacy second. This makes me think they sell products and the advocacy will promote those products where necessary. Conflict? Possibly. But that doesn’t mean their products aren’t a good deal for me.

I wondered if I could find any track record on their advocacy, which is probably more important to me than their products. AARP has been quite adept at not blatantly supporting self-interests and nonpartisan about voting. For example, they sided with Republicans on the prescription drugs plan but will side with Democrats to improve the plan and lower costs to those who need it. I’m not sure I like their position on Medicare Advantage plans but I recognize it as not being self-serving. So far so good. AARP appears to be a heavy hitter in Washington, wielding considerable influence. I am definitely leaning towards rejoining when I actually do retire. I don’t necessarily see the point of joining early.


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