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As the oldest baby boomers approach retirement I see many different approaches, or attitudes, towards retirement, debt, social security etc. Some people will retire as soon as possible while others will never retire. For some it’s about grabbing a paycheck from Uncle Sam while carrying on working. Some will travel the world with their new found freedom and some will move in with their kids. Like any generation, the boomers are a mixed bunch with different attitudes. There are a couple of things which set us apart. First is the shear number of us and second are the savings opportunities we have all had access to for decades. Research shows that a majority did not take advantage of that access but for those that did, world travel is a possibility. Those that didn’t take advantage of it may move in with their kids. The difference is going to be those that looked ahead, planned and saved will end up having freedom to choose. Freedom to be where they wish, whenever they wish, doing whatever they choose to do. Freedom comes from looking ahead and making a plan work. This freedom has two edges to it. There is your freedom but there is also the freedom your kids enjoy by not having to look after you because you couldn’t do it yourself. Not planning ahead, not planning for your own freedom will ultimately take freedoms away from our children. They have enough to worry about; they don’t need us on their backs. Comments |
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